{"id":245,"date":"2023-08-23T10:50:12","date_gmt":"2023-08-23T10:50:12","guid":{"rendered":"https:\/\/imofinance.pt\/?p=245"},"modified":"2024-04-01T17:22:54","modified_gmt":"2024-04-01T16:22:54","slug":"aumentos-na-prestacao-media-do-credito-habitacao-superam-os-40","status":"publish","type":"post","link":"https:\/\/imofinance.pt\/index.php\/2023\/08\/23\/aumentos-na-prestacao-media-do-credito-habitacao-superam-os-40\/","title":{"rendered":"Aumentos na presta\u00e7\u00e3o m\u00e9dia do cr\u00e9dito habita\u00e7\u00e3o superam os 40%"},"content":{"rendered":"\n<p>Segundo dados  do INE, a presta\u00e7\u00e3o m\u00e9dia da casa subiu 9\u20ac  em rela\u00e7\u00e3o ao m\u00eas anterior e mais 106\u20ac do que em julho do ano passado.<\/p>\n\n\n\n<p>O INE (Instituto Nacional de Estat\u00edstica) publicou os dados relativos \u00e0s\u00a0<strong><a rel=\"noreferrer noopener\" href=\"https:\/\/supercasa.pt\/noticias\/agosto-traz-nova-subida-na-prestacao-da-casa\/n4656\" target=\"_blank\">presta\u00e7\u00f5es m\u00e9dias da casa<\/a><\/strong>, onde foi poss\u00edvel apurar grandes subidas desde o \u00faltimo ano. A\u00a0<a rel=\"noreferrer noopener\" href=\"https:\/\/supercasa.pt\/noticias\/taxas-de-juro-diretoras-voltam-a-subir\/n4650\" target=\"_blank\">subida dos juros<\/a>\u00a0foi a grande influenciadora destes aumentos, sendo que\u00a0<strong>em julho a presta\u00e7\u00e3o m\u00e9dia se fixou nos 370\u20ac, mais 9\u20ac do que no m\u00eas anterior e mais 106\u20ac do que em julho do ano passado. Este \u00e9 um aumento hom\u00f3logo de 40,2%.<\/strong><\/p>\n\n\n\n<p>De acordo com o gabinete estat\u00edstico,&nbsp;<strong>do total dos contratos de cr\u00e9dito habita\u00e7\u00e3o, 55% do total de 370\u20ac de presta\u00e7\u00e3o, que equivale a 204\u20ac, correspondem ao pagamento de juros, enquanto que 45% (166\u20ac), dizem respeito a&nbsp;<a href=\"https:\/\/supercasa.pt\/noticias\/amortizacoes-ultrapassam-a-emissao-de-titulos-de-divida\/n4678\" target=\"_blank\" rel=\"noreferrer noopener\">capital amortizado<\/a>.&nbsp;<\/strong>No entanto, em julho do ano passado, a componente de juros apenas pesava 17% do valor m\u00e9dio da presta\u00e7\u00e3o, equivalente a 264\u20ac.&nbsp;<\/p>\n\n\n\n<p><strong>Nos contratos celebrados durante os \u00faltimos 3 meses, houve uma quebra de 5\u20ac no valor m\u00e9dio da presta\u00e7\u00e3o<\/strong>, face ao m\u00eas anterior, para 604\u20ac em julho, o que corresponde a um aumento de 42,1% face ao m\u00eas hom\u00f3logo.\u00a0<\/p>\n\n\n\n<p class=\"has-cyan-bluish-gray-color has-text-color\">in supercasa.pt<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Segundo dados do INE, a presta\u00e7\u00e3o m\u00e9dia da casa subiu 9\u20ac em rela\u00e7\u00e3o ao [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":246,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5,6],"tags":[7,8,12],"class_list":["post-245","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credito","category-credito-habitacao","tag-credito","tag-habitacao","tag-juros"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Aumentos na presta\u00e7\u00e3o m\u00e9dia do cr\u00e9dito habita\u00e7\u00e3o superam os 40% - IMOFINANCE<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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